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Online degree financial aid

Many Australian online degree programs are "free" to the country's citizens, although a program called HECS calls for students to pay for their education following graduation, but only if they earn more than AUD 25,000 per year. Some online degree programs are fee-based, such as MBAs, and call for payments. Foreign online degree students will always pay a fee, which can be as high as AUD 12,000 per year.

British online degree programs are helped by the authorities in many ways. Local authority grants are available for higher education, but you will need to check the rules and intended courses since many are aimed at full-time campus-based programs. Part of the online degree grant may be in the form of a loan, to be re-paid within a certain period after completion of your online degree.

In the US, most non-loan financial aid is targeted at young adults in traditional, regionally accredited, residential programs with a set calendar of class dates. Online degree students, most of whom are mature adults in non-traditional programs with no set start-up dates, can have a difficult time finding scholarships, but they can be found. It helps to search for web sites and books that cater for online degree students seeking money for school.

Online degree experts John and Mariah Bear, for example, have written a book about Financial Aid with a special emphasis on assisting distance learning students. Called "Finding Money for College", it is updated annually.

One sure way to save money (especially at post-graduate level) is to consider an American state-licensed/approved (but without US DoEd recognized accreditation) university. If such a school can meet your personal, academic and career goals, you will probably save a great deal of money on the total cost of your online degree. Some of the state-licensed/approved online degree schools offer interest-free monthly payments after an initial down payment. However, bearing in mind earlier comments on this subject, similar cost-range online bachelor degrees with recognized accreditation can be earned from several institutes, and would be a wiser choice for future acceptability and transferability at this level of qualification, especially in the USA.

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